XeroPay lets you split any purchase into 4 easy installments — at low interest, with no hidden fees and easy, less hassle credit checks.
Your cart
Samsung
HP
Pay for any item in monthly instalments. No hidden fees, no interest — just straightforward buy now, pay later.
Smart TVs & monitors
Latest smartphones
Work, school & gaming
Headphones & speakers
Home essentials
Consoles & accessories
Place your order on the Xeropay website and pay your way — split it into installments or settle in full.
Easy, less hassle credit checks. Approval decisions happen in seconds so you never miss a deal.
Split into 4 monthly payments. Set autopay and forget about it — we'll remind you anyway.
256-bit encryption and biometric authentication keep your money and data completely safe.
Use XeroPay at any store that accepts card — even if they're not a partner merchant.
Never miss a payment. We'll send smart nudges before each installment is due.
Track all your purchases and upcoming payments in one beautifully clear dashboard.
Discover everything you need on XeroPay — from the latest phones and smart gadgets to home appliances and more, all curated in one seamless store.
What you see is what you pay. Low interest, zero setup fees, zero surprises.
Perfect for everyday shopping. Spread any purchase across a comfortable 3-month timeline.
Flexible financing for bigger purchases with zero interest and a comfortable repayment timeline for members of registered groups.
Maximum flexibility for business purchases — spread larger payments across a comfortable 4-month timeline.
"Finally a BNPL app that actually keeps its promise of no hidden fees. Bought my new laptop in 4 installments and paid exactly what I expected."
"The approval is instant and the interface is so clean. I've used it for everything — clothes, gadgets, even groceries. Game changer."
"The Pay in 4 plan is incredible. I split my phone upgrade across 4 months without any interest. No one else offers this."
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